2012 HRK to VND Historical Review

YEARLY HIGH

3702.7226 VND

YEARLY LOW

3363.1207 VND

YEARLY AVERAGE

3564.3958 VND

2012 HRK to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 3702.7226. Conversely, the yearly low was recorded on July 23, dropping to 3363.1207.

This high-to-low spread represents a total annual volatility of 339.6020 VND. From a start-to-finish perspective, comparing the January average rate of 3579.8268 to the December average rate of 3624.5098, the exchange rate registered a net change of 1.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 3702.7226 was down 10.92% compared to the 2011 peak of 4156.7383, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 18,513,613 VND

2011 Average 19,306,157 VND

Yearly Trough Low 16,815,603 VND

Transaction Impact: A difference of 1,698,009.89 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3676.7946

3393.2876

JanuMarcMayJulySeptNove

HRK to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3588.1522, compared to 3540.6393 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 47.5129 points.

H1 Avg (Jan–Jun) 3588.1522

H2 Avg (Jul–Dec) 3540.6393

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 265.6627 VND (High: 3677.4556 / Low: 3411.7930). On the other end, April was the most stable month, with a tight range of 74.5832 VND (High: 3701.8301 / Low: 3627.2469).

May Spread (Volatile) ±265.6627

April Spread (Stable) ±74.5832

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 112.7162 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -112.7162

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 3648.4039) against the same month in 2011 (average: 3951.4068), the exchange rate shifted by -303.0029 (-7.67%).

2012 Avg (March) 3648.4039

2011 Avg (March) 3951.4068

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3648.9857	3519.5122	3579.8268
February	3700.7066	3564.6567	3636.0252
March	3702.7226	3602.3630	3648.4039
April	3701.8301	3627.2469	3653.1690
May	3677.4556	3411.7930	3540.4528
June	3515.0979	3407.7386	3471.0356
July	3503.1236	3363.1207	3416.9132
August	3511.5678	3402.1143	3452.0037
September	3690.2391	3503.3523	3605.7136
October	3651.8866	3547.7464	3600.6627
November	3593.7774	3497.7069	3544.0330
December	3675.0118	3557.0782	3624.5098