YEARLY HIGH
3710.1236 VND
YEARLY LOW
3471.7251 VND
YEARLY AVERAGE
3597.2813 VND

2024 HRK to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 3710.1236. Conversely, the yearly low was recorded on February 13, dropping to 3471.7251.

This high-to-low spread represents a total annual volatility of 238.3986 VND. From a start-to-finish perspective, comparing the January average rate of 3544.0322 to the December average rate of 3532.9774, the exchange rate registered a net change of -0.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 3710.1236 was up 3.32% compared to the 2023 peak of 3591.0531, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 18,550,618 VND
2023 Average 17,108,824 VND
Yearly Trough Low 17,358,625 VND
Transaction Impact: A difference of 1,191,992.88 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

3677.8562
3493.7764
JanuMarcMayJulySeptNove

HRK to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3580.9831, compared to 3613.5796 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 32.5965 points.

H1 Avg (Jan–Jun) 3580.9831
H2 Avg (Jul–Dec) 3613.5796

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 162.5830 VND (High: 3676.8016 / Low: 3514.2186). On the other end, March was the most stable month, with a tight range of 51.6935 VND (High: 3598.7774 / Low: 3547.0839).

November Spread (Volatile) ±162.5830
March Spread (Stable) ±51.6935

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 45.7890 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -45.7890

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 3662.5162) against the same month in 2023 (average: 3455.4071), the exchange rate shifted by +207.1091 (+5.99%).

2024 Avg (August) 3662.5162
2023 Avg (August) 3455.4071

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3569.3040 3503.2518 3544.0322
February 3552.7517 3471.7251 3509.1164
March 3598.7774 3547.0839 3565.6961
April 3614.3175 3534.5291 3582.5434
May 3678.3635 3604.9075 3650.8160
June 3682.4937 3610.1308 3633.6942
July 3683.6076 3626.9745 3654.4690
August 3710.1236 3611.4717 3662.5162
September 3656.2206 3590.2817 3633.2170
October 3652.1967 3597.5501 3622.0435
November 3676.8016 3514.2186 3576.2545
December 3566.4925 3497.0350 3532.9774