2025 HRK to VND Historical Review

YEARLY HIGH

4156.6530 VND

YEARLY LOW

3411.5311 VND

YEARLY AVERAGE

3902.2468 VND

2025 HRK to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 4156.6530. Conversely, the yearly low was recorded on February 2, dropping to 3411.5311.

This high-to-low spread represents a total annual volatility of 745.1218 VND. From a start-to-finish perspective, comparing the January average rate of 3473.6985 to the December average rate of 4094.1587, the exchange rate registered a net change of 17.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 4156.6530 was up 12.04% compared to the 2024 peak of 3710.1236, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 20,783,265 VND

2024 Average 17,988,316 VND

Yearly Trough Low 17,057,656 VND

Transaction Impact: A difference of 3,725,609.14 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4173.9294

3410.0411

JanuMarcMayJulySeptNove

HRK to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3730.9703, compared to 4073.5233 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 342.5530 points.

H1 Avg (Jan–Jun) 3730.9703

H2 Avg (Jul–Dec) 4073.5233

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 281.1167 VND (High: 3954.5374 / Low: 3673.4207). On the other end, January was the most stable month, with a tight range of 53.4554 VND (High: 3502.3098 / Low: 3448.8544).

April Spread (Volatile) ±281.1167

January Spread (Stable) ±53.4554

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 39.5396 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -39.5396

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 4110.2720) against the same month in 2024 (average: 3633.2170), the exchange rate shifted by +477.0550 (+13.13%).

2025 Avg (September) 4110.2720

2024 Avg (September) 3633.2170

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3502.3098	3448.8544	3473.6985
February	3556.7464	3411.5311	3511.6030
March	3706.1792	3519.0418	3660.6162
April	3954.5374	3673.4207	3860.9470
May	3928.8635	3824.7691	3886.1513
June	4085.7228	3921.2809	3992.8057
July	4098.5070	3972.0139	4056.5126
August	4098.1094	4024.0071	4066.7479
September	4156.6530	4067.4641	4110.2720
October	4112.9769	4029.1711	4070.7324
November	4065.1082	4011.4003	4042.7163
December	4122.0617	4063.2874	4094.1587