YEARLY HIGH
40.8676 YER
YEARLY LOW
37.2551 YER
YEARLY AVERAGE
39.3346 YER

2021 HRK to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 40.8676. Conversely, the yearly low was recorded on November 24, dropping to 37.2551.

This high-to-low spread represents a total annual volatility of 3.6125 YER. From a start-to-finish perspective, comparing the January average rate of 40.2919 to the December average rate of 37.6094, the exchange rate registered a net change of -6.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 40.8676 was up 0.20% compared to the 2020 peak of 40.7869, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 204,338 YER
2020 Average 189,576 YER
Yearly Trough Low 186,275 YER
Transaction Impact: A difference of 18,062.61 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

40.6643
37.3317
JanuMarcMayJulySeptNove

HRK to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 39.9453, compared to 38.7240 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 1.2213 points.

H1 Avg (JanтАУJun) 39.9453
H2 Avg (JulтАУDec) 38.7240

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.3995 YER (High: 38.6546 / Low: 37.2551). On the other end, December was the most stable month, with a tight range of 0.4558 YER (High: 37.8593 / Low: 37.4035).

November Spread (Volatile) ┬▒1.3995
December Spread (Stable) ┬▒0.4558

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.7596 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.7596

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 40.2919) against the same month in 2020 (average: 37.3417), the exchange rate shifted by +2.9502 (+7.90%).

2021 Avg (January) 40.2919
2020 Avg (January) 37.3417

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 40.8676 40.0209 40.2919
February 40.2266 39.5648 39.9826
March 39.9228 38.7707 39.3016
April 40.1999 38.8720 39.5648
May 40.7518 39.8829 40.3866
June 40.6797 39.5398 40.1442
July 39.6780 39.0586 39.4417
August 39.6208 38.9663 39.3024
September 39.7966 38.6606 39.3961
October 38.9034 38.3972 38.6366
November 38.6546 37.2551 37.9577
December 37.8593 37.4035 37.6094