2021 HRK to YER Historical Review

YEARLY HIGH

40.8676 YER

YEARLY LOW

37.2551 YER

YEARLY AVERAGE

39.3346 YER

2021 HRK to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 40.8676. Conversely, the yearly low was recorded on November 24, dropping to 37.2551.

This high-to-low spread represents a total annual volatility of 3.6125 YER. From a start-to-finish perspective, comparing the January average rate of 40.2919 to the December average rate of 37.6094, the exchange rate registered a net change of -6.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 40.8676 was up 0.20% compared to the 2020 peak of 40.7869, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 204,338 YER

2020 Average 189,576 YER

Yearly Trough Low 186,275 YER

Transaction Impact: A difference of 18,062.61 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

40.6643

37.3317

JanuMarcMayJulySeptNove

HRK to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.9453, compared to 38.7240 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2213 points.

H1 Avg (Jan–Jun) 39.9453

H2 Avg (Jul–Dec) 38.7240

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.3995 YER (High: 38.6546 / Low: 37.2551). On the other end, December was the most stable month, with a tight range of 0.4558 YER (High: 37.8593 / Low: 37.4035).

November Spread (Volatile) ±1.3995

December Spread (Stable) ±0.4558

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.7596 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7596

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 40.2919) against the same month in 2020 (average: 37.3417), the exchange rate shifted by +2.9502 (+7.90%).

2021 Avg (January) 40.2919

2020 Avg (January) 37.3417

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.8676	40.0209	40.2919
February	40.2266	39.5648	39.9826
March	39.9228	38.7707	39.3016
April	40.1999	38.8720	39.5648
May	40.7518	39.8829	40.3866
June	40.6797	39.5398	40.1442
July	39.6780	39.0586	39.4417
August	39.6208	38.9663	39.3024
September	39.7966	38.6606	39.3961
October	38.9034	38.3972	38.6366
November	38.6546	37.2551	37.9577
December	37.8593	37.4035	37.6094

2021 HRK నుండి YER చారిత్రక సమీక్ష