YEARLY HIGH
0.0411 PHP
YEARLY LOW
0.0344 PHP
YEARLY AVERAGE
0.0378 PHP

2025 NGN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NGN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on November 11, valuing the pair at 0.0411. Conversely, the yearly low was recorded on May 11, dropping to 0.0344.

This high-to-low spread represents a total annual volatility of 0.0067 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0377 to the December average rate of 0.0405, the exchange rate registered a net change of 7.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0411 was down 36.97% compared to the 2024 peak of 0.0651, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 41,061 PHP
2024 Average 40,150 PHP
Yearly Trough Low 34,410 PHP
Transaction Impact: A difference of 6,651.33 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0413
0.0342
JanuMarcMayJulySeptNove

NGN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0367, compared to 0.0389 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0022 points.

H1 Avg (JanтАУJun) 0.0367
H2 Avg (JulтАУDec) 0.0389

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0043 PHP (High: 0.0387 / Low: 0.0345). On the other end, November was the most stable month, with a tight range of 0.0006 PHP (High: 0.0411 / Low: 0.0404).

February Spread (Volatile) ┬▒0.0043
November Spread (Stable) ┬▒0.0006

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0017 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0407) against the same month in 2024 (average: 0.0351), the exchange rate shifted by +0.0057 (+16.20%).

2025 Avg (November) 0.0407
2024 Avg (November) 0.0351

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Month High Low Average
January 0.0380 0.0374 0.0377
February 0.0387 0.0345 0.0380
March 0.0386 0.0369 0.0376
April 0.0378 0.0348 0.0359
May 0.0351 0.0344 0.0348
June 0.0370 0.0351 0.0363
July 0.0381 0.0367 0.0372
August 0.0382 0.0368 0.0372
September 0.0392 0.0371 0.0381
October 0.0407 0.0392 0.0398
November 0.0411 0.0404 0.0407
December 0.0409 0.0401 0.0405