YEARLY HIGH
0.0454 PHP
YEARLY LOW
0.0407 PHP
YEARLY AVERAGE
0.0438 PHP

2026 NGN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 0.0454. Conversely, the yearly low was recorded on January 1, dropping to 0.0407.

This high-to-low spread represents a total annual volatility of 0.0047 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0417 to the December average rate of 0.0448, the exchange rate registered a net change of 7.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0454 was up 10.64% compared to the 2025 peak of 0.0411, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 45,430 PHP
2025 Average 37,820 PHP
Yearly Trough Low 40,726 PHP
Transaction Impact: A difference of 4,704.08 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0452
0.0413
JanuMarcMayJuly

NGN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0436, compared to 0.0448 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0013 points.

H1 Avg (JanтАУJun) 0.0436
H2 Avg (JulтАУDec) 0.0448

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0021 PHP (High: 0.0444 / Low: 0.0422). On the other end, May was the most stable month, with a tight range of 0.0003 PHP (High: 0.0449 / Low: 0.0445).

March Spread (Volatile) ┬▒0.0021
May Spread (Stable) ┬▒0.0003

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. No significant month-over-month rate declines were detected.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.0448) against the same month in 2025 (average: 0.0363), the exchange rate shifted by +0.0085 (+23.42%).

2026 Avg (June) 0.0448
2025 Avg (June) 0.0363

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 0.0425 0.0407 0.0417
February 0.0433 0.0423 0.0428
March 0.0444 0.0422 0.0432
April 0.0448 0.0432 0.0442
May 0.0449 0.0445 0.0448
June 0.0454 0.0443 0.0448
July 0.0452 0.0446 0.0448