YEARLY HIGH
53.7877 BIF
YEARLY LOW
49.7377 BIF
YEARLY AVERAGE
51.4536 BIF

2025 PHP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 53.7877. Conversely, the yearly low was recorded on January 21, dropping to 49.7377.

This high-to-low spread represents a total annual volatility of 4.0500 BIF. From a start-to-finish perspective, comparing the January average rate of 50.4514 to the December average rate of 50.2886, the exchange rate registered a net change of -0.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 53.7877 was up 3.09% compared to the 2024 peak of 52.1765, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 13,446,926 BIF
2024 Average 12,589,901 BIF
Yearly Trough Low 12,434,426 BIF
Transaction Impact: A difference of 1,012,500.44 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

53.3877
49.8248
JanuMarcMayJulySeptNove

PHP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 51.7572, compared to 51.1499 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.6073 points.

H1 Avg (JanтАУJun) 51.7572
H2 Avg (JulтАУDec) 51.1499

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 2.0414 BIF (High: 52.4819 / Low: 50.4405). On the other end, November was the most stable month, with a tight range of 0.7287 BIF (High: 50.5841 / Low: 49.8554).

September Spread (Volatile) ┬▒2.0414
November Spread (Stable) ┬▒0.7287

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.2241 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.2241

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 53.0908) against the same month in 2024 (average: 49.6733), the exchange rate shifted by +3.4175 (+6.88%).

2025 Avg (May) 53.0908
2024 Avg (May) 49.6733

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 50.9888 49.7377 50.4514
February 51.4581 50.1413 50.9256
March 51.8954 50.6667 51.4366
April 53.0945 51.1453 52.1107
May 53.7877 52.5435 53.0908
June 53.5389 51.5622 52.5283
July 52.7737 50.8809 52.1038
August 52.5037 50.8172 51.9995
September 52.4819 50.4405 51.8050
October 50.8709 49.9424 50.5809
November 50.5841 49.8554 50.1217
December 50.6447 49.8341 50.2886