2026 PHP to BIF Historical Review

YEARLY HIGH

51.4623 BIF

YEARLY LOW

48.0994 BIF

YEARLY AVERAGE

49.3695 BIF

2026 PHP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 51.4623. Conversely, the yearly low was recorded on June 1, dropping to 48.0994.

This high-to-low spread represents a total annual volatility of 3.3629 BIF. From a start-to-finish perspective, comparing the January average rate of 50.0413 to the December average rate of 48.3679, the exchange rate registered a net change of -3.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 51.4623 was down 4.32% compared to the 2025 peak of 53.7877, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 12,865,583 BIF

2025 Average 12,863,966 BIF

Yearly Trough Low 12,024,847 BIF

Transaction Impact: A difference of 840,735.71 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

51.1728

48.1129

JanuMarcMayJuly

PHP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 49.5365, compared to 48.3679 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1686 points.

H1 Avg (Jan–Jun) 49.5365

H2 Avg (Jul–Dec) 48.3679

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 2.9392 BIF (High: 51.3240 / Low: 48.3848). On the other end, May was the most stable month, with a tight range of 0.2148 BIF (High: 48.5679 / Low: 48.3532).

March Spread (Volatile) ±2.9392

May Spread (Stable) ±0.2148

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.1894 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.1894

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 50.9178) against the same month in 2025 (average: 50.9256), the exchange rate shifted by -0.0078 (-0.02%).

2026 Avg (February) 50.9178

2025 Avg (February) 50.9256

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	50.3915	49.7139	50.0413
February	51.4623	50.1783	50.9178
March	51.3240	48.3848	49.7284
April	50.1282	48.2763	49.3867
May	48.5679	48.3532	48.4128
June	49.6434	48.0994	48.7318
July	48.5672	48.2077	48.3679

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