YEARLY HIGH
85.0937 PHP
YEARLY LOW
73.9238 PHP
YEARLY AVERAGE
79.7769 PHP

2025 XDR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 85.0937. Conversely, the yearly low was recorded on May 31, dropping to 73.9238.

This high-to-low spread represents a total annual volatility of 11.1698 PHP. From a start-to-finish perspective, comparing the January average rate of 76.0275 to the December average rate of 84.4833, the exchange rate registered a net change of 11.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 85.0937 was up 8.30% compared to the 2024 peak of 78.5757, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 425,468 PHP
2024 Average 380,369 PHP
Yearly Trough Low 369,619 PHP
Transaction Impact: A difference of 55,849.11 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

85.3462
74.9918
JanuMarcMayJulySeptNove

XDR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 76.9722, compared to 82.5817 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 5.6095 points.

H1 Avg (JanтАУJun) 76.9722
H2 Avg (JulтАУDec) 82.5817

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 9.1543 PHP (High: 83.9583 / Low: 74.8040). On the other end, January was the most stable month, with a tight range of 1.1979 PHP (High: 76.6299 / Low: 75.4320).

July Spread (Volatile) ┬▒9.1543
January Spread (Stable) ┬▒1.1979

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.9340 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.9340

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 84.4833) against the same month in 2024 (average: 76.6343), the exchange rate shifted by +7.8490 (+10.24%).

2025 Avg (December) 84.4833
2024 Avg (December) 76.6343

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 76.6299 75.4320 76.0275
February 76.9720 75.2461 75.8546
March 76.7467 74.9583 76.1597
April 79.6694 75.7943 77.7520
May 77.6259 73.9238 76.8180
June 81.2162 73.9649 79.2212
July 83.9583 74.8040 80.6202
August 83.2321 80.4432 81.5179
September 83.8927 80.9702 82.3772
October 84.2888 82.5627 83.2946
November 84.1213 80.3448 83.1967
December 85.0937 83.2025 84.4833