2025 XDR to PHP Historical Review

YEARLY HIGH

85.0937 PHP

YEARLY LOW

73.9238 PHP

YEARLY AVERAGE

79.7769 PHP

2025 XDR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 85.0937. Conversely, the yearly low was recorded on May 31, dropping to 73.9238.

This high-to-low spread represents a total annual volatility of 11.1698 PHP. From a start-to-finish perspective, comparing the January average rate of 76.0275 to the December average rate of 84.4833, the exchange rate registered a net change of 11.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 85.0937 was up 8.30% compared to the 2024 peak of 78.5757, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 425,468 PHP

2024 Average 380,369 PHP

Yearly Trough Low 369,619 PHP

Transaction Impact: A difference of 55,849.11 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

85.3462

74.9918

JanuMarcMayJulySeptNove

XDR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 76.9722, compared to 82.5817 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.6095 points.

H1 Avg (Jan–Jun) 76.9722

H2 Avg (Jul–Dec) 82.5817

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 9.1543 PHP (High: 83.9583 / Low: 74.8040). On the other end, January was the most stable month, with a tight range of 1.1979 PHP (High: 76.6299 / Low: 75.4320).

July Spread (Volatile) ±9.1543

January Spread (Stable) ±1.1979

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.9340 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.9340

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 84.4833) against the same month in 2024 (average: 76.6343), the exchange rate shifted by +7.8490 (+10.24%).

2025 Avg (December) 84.4833

2024 Avg (December) 76.6343

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	76.6299	75.4320	76.0275
February	76.9720	75.2461	75.8546
March	76.7467	74.9583	76.1597
April	79.6694	75.7943	77.7520
May	77.6259	73.9238	76.8180
June	81.2162	73.9649	79.2212
July	83.9583	74.8040	80.6202
August	83.2321	80.4432	81.5179
September	83.8927	80.9702	82.3772
October	84.2888	82.5627	83.2946
November	84.1213	80.3448	83.1967
December	85.0937	83.2025	84.4833

2025 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு