2012 MVR to HTG Historical Review

YEARLY HIGH

3.0868 HTG

YEARLY LOW

2.6999 HTG

YEARLY AVERAGE

2.8385 HTG

2012 MVR to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MVR to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 3.0868. Conversely, the yearly low was recorded on October 15, dropping to 2.6999.

This high-to-low spread represents a total annual volatility of 0.3869 HTG. From a start-to-finish perspective, comparing the January average rate of 2.8721 to the December average rate of 2.7420, the exchange rate registered a net change of -4.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.0868 was down 3.30% compared to the 2011 peak of 3.1921, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 15,434 HTG

2011 Average 14,930 HTG

Yearly Trough Low 13,500 HTG

Transaction Impact: A difference of 1,934.44 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.0149

2.7033

JanuMarcMayJulySeptNove

MVR to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9301, compared to 2.7470 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1831 points.

H1 Avg (Jan–Jun) 2.9301

H2 Avg (Jul–Dec) 2.7470

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.3695 HTG (High: 3.0868 / Low: 2.7173). On the other end, November was the most stable month, with a tight range of 0.0179 HTG (High: 2.7417 / Low: 2.7237).

July Spread (Volatile) ±0.3695

November Spread (Stable) ±0.0179

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1783 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1783

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 2.8106) against the same month in 2011 (average: 2.8806), the exchange rate shifted by -0.0700 (-2.43%).

2012 Avg (July) 2.8106

2011 Avg (July) 2.8806

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8860	2.8604	2.8721
February	2.9020	2.8598	2.8750
March	2.9352	2.9072	2.9226
April	2.9850	2.9063	2.9388
May	3.0093	2.9671	2.9830
June	3.0038	2.9667	2.9889
July	3.0868	2.7173	2.8106
August	2.7436	2.7166	2.7311
September	2.7456	2.7086	2.7293
October	2.7432	2.6999	2.7341
November	2.7417	2.7237	2.7348
December	2.7566	2.7256	2.7420