2014 MVR to HTG Historical Review

YEARLY HIGH

3.0524 HTG

YEARLY LOW

2.5199 HTG

YEARLY AVERAGE

2.8939 HTG

2014 MVR to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MVR to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 3.0524. Conversely, the yearly low was recorded on February 25, dropping to 2.5199.

This high-to-low spread represents a total annual volatility of 0.5325 HTG. From a start-to-finish perspective, comparing the January average rate of 2.7880 to the December average rate of 3.0432, the exchange rate registered a net change of 9.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.0524 was up 7.25% compared to the 2013 peak of 2.8459, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 15,262 HTG

2013 Average 13,831 HTG

Yearly Trough Low 12,599 HTG

Transaction Impact: A difference of 2,662.32 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.0857

2.5764

JanuMarcMayJulySeptNove

MVR to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8368, compared to 2.9510 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1142 points.

H1 Avg (Jan–Jun) 2.8368

H2 Avg (Jul–Dec) 2.9510

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.3286 HTG (High: 2.8485 / Low: 2.5199). On the other end, December was the most stable month, with a tight range of 0.0206 HTG (High: 3.0512 / Low: 3.0307).

February Spread (Volatile) ±0.3286

December Spread (Stable) ±0.0206

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1692 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1692

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 3.0065) against the same month in 2013 (average: 2.7354), the exchange rate shifted by +0.2712 (+9.91%).

2014 Avg (November) 3.0065

2013 Avg (November) 2.7354

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8463	2.6928	2.7880
February	2.8485	2.5199	2.6189
March	2.9553	2.8093	2.8720
April	2.9154	2.8755	2.8996
May	2.9403	2.9029	2.9198
June	2.9417	2.8919	2.9224
July	2.9370	2.9051	2.9133
August	2.9495	2.8968	2.9190
September	2.9329	2.8913	2.9120
October	2.9360	2.8793	2.9122
November	3.0524	2.9306	3.0065
December	3.0512	3.0307	3.0432