2014 MVR to SAR Historical Review

YEARLY HIGH

0.2461 SAR

YEARLY LOW

0.2417 SAR

YEARLY AVERAGE

0.2438 SAR

2014 MVR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MVR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 0.2461. Conversely, the yearly low was recorded on June 1, dropping to 0.2417.

This high-to-low spread represents a total annual volatility of 0.0044 SAR. From a start-to-finish perspective, comparing the January average rate of 0.2436 to the December average rate of 0.2455, the exchange rate registered a net change of 0.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2461 was up 0.13% compared to the 2013 peak of 0.2458, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 1,231 SAR

2013 Average 1,219 SAR

Yearly Trough Low 1,208 SAR

Transaction Impact: A difference of 22.11 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2458

0.2427

JanuMarcMayJulySeptNove

MVR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2434, compared to 0.2441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.2434

H2 Avg (Jul–Dec) 0.2441

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0031 SAR (High: 0.2461 / Low: 0.2430). On the other end, September was the most stable month, with a tight range of 0.0007 SAR (High: 0.2440 / Low: 0.2434).

November Spread (Volatile) ±0.0031

September Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.2447) against the same month in 2013 (average: 0.2438), the exchange rate shifted by +0.0009 (+0.38%).

2014 Avg (November) 0.2447

2013 Avg (November) 0.2438

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2444	0.2430	0.2436
February	0.2443	0.2428	0.2434
March	0.2442	0.2426	0.2435
April	0.2441	0.2428	0.2435
May	0.2446	0.2420	0.2434
June	0.2437	0.2417	0.2430
July	0.2443	0.2430	0.2435
August	0.2444	0.2430	0.2437
September	0.2440	0.2434	0.2437
October	0.2444	0.2423	0.2435
November	0.2461	0.2430	0.2447
December	0.2460	0.2450	0.2455