2020 MVR to SAR Historical Review

YEARLY HIGH

0.2445 SAR

YEARLY LOW

0.2415 SAR

YEARLY AVERAGE

0.2432 SAR

2020 MVR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MVR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 0.2445. Conversely, the yearly low was recorded on March 11, dropping to 0.2415.

This high-to-low spread represents a total annual volatility of 0.0029 SAR. From a start-to-finish perspective, comparing the January average rate of 0.2427 to the December average rate of 0.2434, the exchange rate registered a net change of 0.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2445 was up 0.06% compared to the 2019 peak of 0.2443, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 1,222 SAR

2019 Average 1,214 SAR

Yearly Trough Low 1,208 SAR

Transaction Impact: A difference of 14.73 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2440

0.2426

JanuMarcMayJulySeptNove

MVR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2430, compared to 0.2435 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.2430

H2 Avg (Jul–Dec) 0.2435

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0029 SAR (High: 0.2445 / Low: 0.2415). On the other end, November was the most stable month, with a tight range of 0.0002 SAR (High: 0.2435 / Low: 0.2434).

March Spread (Volatile) ±0.0029

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0011 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2431) against the same month in 2019 (average: 0.2426), the exchange rate shifted by +0.0005 (+0.19%).

2020 Avg (March) 0.2431

2019 Avg (March) 0.2426

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2429	0.2424	0.2427
February	0.2437	0.2419	0.2428
March	0.2445	0.2415	0.2431
April	0.2444	0.2432	0.2439
May	0.2433	0.2423	0.2428
June	0.2436	0.2419	0.2430
July	0.2437	0.2434	0.2435
August	0.2436	0.2433	0.2434
September	0.2436	0.2434	0.2435
October	0.2437	0.2433	0.2435
November	0.2435	0.2434	0.2435
December	0.2437	0.2427	0.2434