2014 NAD to ALL Historical Review

YEARLY HIGH

10.3169 ALL

YEARLY LOW

9.2003 ALL

YEARLY AVERAGE

9.7250 ALL

2014 NAD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 10.3169. Conversely, the yearly low was recorded on January 29, dropping to 9.2003.

This high-to-low spread represents a total annual volatility of 1.1166 ALL. From a start-to-finish perspective, comparing the January average rate of 9.5087 to the December average rate of 9.8984, the exchange rate registered a net change of 4.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 10.3169 was down 17.75% compared to the 2013 peak of 12.5439, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 51,584 ALL

2013 Average 54,974 ALL

Yearly Trough Low 46,002 ALL

Transaction Impact: A difference of 5,582.79 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

10.1708

9.2943

JanuMarcMayJulySeptNove

NAD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.5655, compared to 9.8845 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3189 points.

H1 Avg (Jan–Jun) 9.5655

H2 Avg (Jul–Dec) 9.8845

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.5997 ALL (High: 10.2037 / Low: 9.6040). On the other end, June was the most stable month, with a tight range of 0.1768 ALL (High: 9.7485 / Low: 9.5717).

December Spread (Volatile) ±0.5997

June Spread (Stable) ±0.1768

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1993 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1993

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 10.0978) against the same month in 2013 (average: 10.1930), the exchange rate shifted by -0.0952 (-0.93%).

2014 Avg (November) 10.0978

2013 Avg (November) 10.1930

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.7010	9.2003	9.5087
February	9.5347	9.2612	9.3673
March	9.6462	9.3286	9.4517
April	9.7121	9.4939	9.6108
May	9.9546	9.5832	9.7950
June	9.7485	9.5717	9.6598
July	9.8734	9.5621	9.6925
August	9.9521	9.6885	9.8060
September	10.0661	9.7929	9.8901
October	10.0740	9.8130	9.9220
November	10.3169	9.9303	10.0978
December	10.2037	9.6040	9.8984