YEARLY HIGH
7.7909 ALL
YEARLY LOW
5.2441 ALL
YEARLY AVERAGE
6.6224 ALL

2020 NAD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 7.7909. Conversely, the yearly low was recorded on July 19, dropping to 5.2441.

This high-to-low spread represents a total annual volatility of 2.5467 ALL. From a start-to-finish perspective, comparing the January average rate of 7.6573 to the December average rate of 6.8238, the exchange rate registered a net change of -10.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.7909 was down 4.68% compared to the 2019 peak of 8.1736, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 38,954 ALL
2019 Average 38,007 ALL
Yearly Trough Low 26,221 ALL
Transaction Impact: A difference of 12,733.65 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.8184
5.8843
JanuMarcMayJulySeptNove

NAD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.8055, compared to 6.4392 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3663 points.

H1 Avg (Jan–Jun) 6.8055
H2 Avg (Jul–Dec) 6.4392

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 1.3030 ALL (High: 6.5471 / Low: 5.2441). On the other end, June was the most stable month, with a tight range of 0.2351 ALL (High: 6.5889 / Low: 6.3538).

July Spread (Volatile) ±1.3030
June Spread (Stable) ±0.2351

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7214 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.7214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 7.6573) against the same month in 2019 (average: 7.8479), the exchange rate shifted by -0.1907 (-2.43%).

2020 Avg (January) 7.6573
2019 Avg (January) 7.8479

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.7909 7.4459 7.6573
February 7.5898 7.2532 7.4766
March 7.2532 6.4985 6.7552
April 6.5451 6.0312 6.2242
May 6.8753 6.0464 6.2680
June 6.5889 6.3538 6.4520
July 6.5471 5.2441 6.4319
August 6.3587 5.9577 6.0455
September 6.4756 5.9706 6.2635
October 6.5378 5.8213 6.3458
November 6.8400 6.5092 6.7248
December 6.9568 6.6950 6.8238