YEARLY HIGH
6.0512 BDT
YEARLY LOW
4.4482 BDT
YEARLY AVERAGE
5.1815 BDT

2020 NAD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 6.0512. Conversely, the yearly low was recorded on April 23, dropping to 4.4482.

This high-to-low spread represents a total annual volatility of 1.6030 BDT. From a start-to-finish perspective, comparing the January average rate of 5.9105 to the December average rate of 5.7017, the exchange rate registered a net change of -3.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 6.0512 was down 3.83% compared to the 2019 peak of 6.2919, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 30,256 BDT
2019 Average 29,193 BDT
Yearly Trough Low 22,241 BDT
Transaction Impact: A difference of 8,014.92 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.0438
4.4436
JanuMarcMayJulySeptNove

NAD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1517, compared to 5.2114 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0597 points.

H1 Avg (Jan–Jun) 5.1517
H2 Avg (Jul–Dec) 5.2114

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.8116 BDT (High: 5.5437 / Low: 4.7321). On the other end, July was the most stable month, with a tight range of 0.1850 BDT (High: 5.1509 / Low: 4.9659).

March Spread (Volatile) ±0.8116
July Spread (Stable) ±0.1850

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5579 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.5579

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 5.9105) against the same month in 2019 (average: 6.0385), the exchange rate shifted by -0.1280 (-2.12%).

2020 Avg (January) 5.9105
2019 Avg (January) 6.0385

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.0512 5.7382 5.9105
February 5.7505 5.5066 5.6719
March 5.5437 4.7321 5.1140
April 4.7506 4.4482 4.5769
May 4.8827 4.5391 4.6751
June 5.1188 4.8578 4.9617
July 5.1509 4.9659 5.0652
August 5.1224 4.7974 4.8915
September 5.2285 4.8861 5.0492
October 5.2431 4.6796 5.1051
November 5.5565 5.2030 5.4556
December 5.8311 5.5236 5.7017