YEARLY HIGH
6.2829 BDT
YEARLY LOW
5.2770 BDT
YEARLY AVERAGE
5.7608 BDT

2021 NAD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 6.2829. Conversely, the yearly low was recorded on November 28, dropping to 5.2770.

This high-to-low spread represents a total annual volatility of 1.0059 BDT. From a start-to-finish perspective, comparing the January average rate of 5.6247 to the December average rate of 5.3943, the exchange rate registered a net change of -4.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.2829 was up 3.83% compared to the 2020 peak of 6.0512, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 31,414 BDT
2020 Average 25,904 BDT
Yearly Trough Low 26,385 BDT
Transaction Impact: A difference of 5,029.33 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.2010
5.3210
JanuMarcMayJulySeptNove

NAD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.8425, compared to 5.6790 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1635 points.

H1 Avg (Jan–Jun) 5.8425
H2 Avg (Jul–Dec) 5.6790

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.6823 BDT (High: 5.9594 / Low: 5.2770). On the other end, April was the most stable month, with a tight range of 0.1983 BDT (High: 5.9644 / Low: 5.7661).

November Spread (Volatile) ±0.6823
April Spread (Stable) ±0.1983

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2939 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2939

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 6.1277) against the same month in 2020 (average: 4.9617), the exchange rate shifted by +1.1660 (+23.50%).

2021 Avg (June) 6.1277
2020 Avg (June) 4.9617

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.8059 5.4767 5.6247
February 5.8355 5.6223 5.7553
March 5.7604 5.4518 5.6568
April 5.9644 5.7661 5.8541
May 6.1563 5.8548 6.0367
June 6.2829 5.9203 6.1277
July 5.9382 5.7039 5.8338
August 5.9218 5.5507 5.7863
September 5.9649 5.6611 5.7539
October 5.9345 5.6604 5.7567
November 5.9594 5.2770 5.5492
December 5.5285 5.2928 5.3943