2016 NAD to GEL Historical Review

YEARLY HIGH

0.2008 GEL

YEARLY LOW

0.1360 GEL

YEARLY AVERAGE

0.1614 GEL

2016 NAD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NAD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.2008. Conversely, the yearly low was recorded on May 30, dropping to 0.1360.

This high-to-low spread represents a total annual volatility of 0.0649 GEL. From a start-to-finish perspective, comparing the January average rate of 0.1498 to the December average rate of 0.1913, the exchange rate registered a net change of 27.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2008 was up 0.39% compared to the 2015 peak of 0.2001, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,004 GEL

2015 Average 864 GEL

Yearly Trough Low 680 GEL

Transaction Impact: A difference of 324.29 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1962

0.1378

JanuMarcMayJulySeptNove

NAD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1507, compared to 0.1721 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0214 points.

H1 Avg (Jan–Jun) 0.1507

H2 Avg (Jul–Dec) 0.1721

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0215 GEL (High: 0.1581 / Low: 0.1366). On the other end, April was the most stable month, with a tight range of 0.0070 GEL (High: 0.1568 / Low: 0.1498).

June Spread (Volatile) ±0.0215

April Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0117 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.1913) against the same month in 2015 (average: 0.1592), the exchange rate shifted by +0.0321 (+20.16%).

2016 Avg (December) 0.1913

2015 Avg (December) 0.1592

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1549	0.1440	0.1498
February	0.1627	0.1533	0.1572
March	0.1611	0.1478	0.1546
April	0.1568	0.1498	0.1544
May	0.1569	0.1360	0.1427
June	0.1581	0.1366	0.1455
July	0.1686	0.1578	0.1626
August	0.1755	0.1574	0.1685
September	0.1722	0.1571	0.1642
October	0.1758	0.1644	0.1690
November	0.1840	0.1719	0.1768
December	0.2008	0.1824	0.1913