2020 NAD to GEL Historical Review

YEARLY HIGH

0.2265 GEL

YEARLY LOW

0.1663 GEL

YEARLY AVERAGE

0.1898 GEL

2020 NAD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.2265. Conversely, the yearly low was recorded on April 21, dropping to 0.1663.

This high-to-low spread represents a total annual volatility of 0.0602 GEL. From a start-to-finish perspective, comparing the January average rate of 0.2005 to the December average rate of 0.2215, the exchange rate registered a net change of 10.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2265 was up 7.64% compared to the 2019 peak of 0.2105, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,133 GEL

2019 Average 973 GEL

Yearly Trough Low 832 GEL

Transaction Impact: A difference of 301.12 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2265

0.1666

JanuMarcMayJulySeptNove

NAD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1830, compared to 0.1967 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0137 points.

H1 Avg (Jan–Jun) 0.1830

H2 Avg (Jul–Dec) 0.1967

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0315 GEL (High: 0.2001 / Low: 0.1686). On the other end, July was the most stable month, with a tight range of 0.0076 GEL (High: 0.1869 / Low: 0.1793).

March Spread (Volatile) ±0.0315

July Spread (Stable) ±0.0076

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0106 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.2215) against the same month in 2019 (average: 0.2007), the exchange rate shifted by +0.0208 (+10.38%).

2020 Avg (December) 0.2215

2019 Avg (December) 0.2007

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2045	0.1955	0.2005
February	0.1955	0.1812	0.1899
March	0.2001	0.1686	0.1812
April	0.1829	0.1663	0.1716
May	0.1837	0.1716	0.1763
June	0.1884	0.1754	0.1785
July	0.1869	0.1793	0.1835
August	0.1866	0.1744	0.1783
September	0.1982	0.1780	0.1892
October	0.2005	0.1775	0.1942
November	0.2172	0.1987	0.2135
December	0.2265	0.2162	0.2215