2012 NAD to HKD Historical Review

YEARLY HIGH

1.0320 HKD

YEARLY LOW

0.8672 HKD

YEARLY AVERAGE

0.9470 HKD

2012 NAD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 1.0320. Conversely, the yearly low was recorded on November 22, dropping to 0.8672.

This high-to-low spread represents a total annual volatility of 0.1648 HKD. From a start-to-finish perspective, comparing the January average rate of 0.9689 to the December average rate of 0.8982, the exchange rate registered a net change of -7.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0320 was down 12.72% compared to the 2011 peak of 1.1824, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 5,160 HKD

2011 Average 5,393 HKD

Yearly Trough Low 4,336 HKD

Transaction Impact: A difference of 824.05 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0356

0.8671

JanuMarcMayJulySeptNove

NAD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9788, compared to 0.9151 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0637 points.

H1 Avg (Jan–Jun) 0.9788

H2 Avg (Jul–Dec) 0.9151

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0922 HKD (High: 1.0036 / Low: 0.9114). On the other end, September was the most stable month, with a tight range of 0.0258 HKD (High: 0.9486 / Low: 0.9228).

May Spread (Volatile) ±0.0922

September Spread (Stable) ±0.0258

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0405 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0405

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 1.0216) against the same month in 2011 (average: 1.1265), the exchange rate shifted by -0.1049 (-9.31%).

2012 Avg (March) 1.0216

2011 Avg (March) 1.1265

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9988	0.9500	0.9689
February	1.0260	0.9956	1.0124
March	1.0320	1.0054	1.0216
April	1.0185	0.9715	0.9924
May	1.0036	0.9114	0.9533
June	0.9469	0.9031	0.9244
July	0.9562	0.9112	0.9403
August	0.9586	0.9145	0.9382
September	0.9486	0.9228	0.9368
October	0.9314	0.8780	0.8962
November	0.8953	0.8672	0.8811
December	0.9174	0.8758	0.8982