2020 NAD to HKD Historical Review

YEARLY HIGH

0.5553 HKD

YEARLY LOW

0.4060 HKD

YEARLY AVERAGE

0.4737 HKD

2020 NAD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.5553. Conversely, the yearly low was recorded on April 23, dropping to 0.4060.

This high-to-low spread represents a total annual volatility of 0.1492 HKD. From a start-to-finish perspective, comparing the January average rate of 0.5415 to the December average rate of 0.5213, the exchange rate registered a net change of -3.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5553 was down 5.84% compared to the 2019 peak of 0.5897, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 2,776 HKD

2019 Average 2,710 HKD

Yearly Trough Low 2,030 HKD

Transaction Impact: A difference of 746.24 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5539

0.4056

JanuMarcMayJulySeptNove

NAD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4711, compared to 0.4764 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.4711

H2 Avg (Jul–Dec) 0.4764

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0750 HKD (High: 0.5070 / Low: 0.4320). On the other end, July was the most stable month, with a tight range of 0.0169 HKD (High: 0.4710 / Low: 0.4540).

March Spread (Volatile) ±0.0750

July Spread (Stable) ±0.0169

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0511 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0511

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.5415) against the same month in 2019 (average: 0.5649), the exchange rate shifted by -0.0233 (-4.13%).

2020 Avg (January) 0.5415

2019 Avg (January) 0.5649

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5553	0.5255	0.5415
February	0.5256	0.5062	0.5193
March	0.5070	0.4320	0.4682
April	0.4329	0.4060	0.4179
May	0.4459	0.4144	0.4267
June	0.4672	0.4434	0.4529
July	0.4710	0.4540	0.4629
August	0.4680	0.4381	0.4470
September	0.4775	0.4467	0.4614
October	0.4796	0.4281	0.4667
November	0.5079	0.4753	0.4988
December	0.5330	0.5049	0.5213