YEARLY HIGH
5.1221 INR
YEARLY LOW
3.9814 INR
YEARLY AVERAGE
4.5210 INR

2020 NAD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 5.1221. Conversely, the yearly low was recorded on April 23, dropping to 3.9814.

This high-to-low spread represents a total annual volatility of 1.1408 INR. From a start-to-finish perspective, comparing the January average rate of 4.9650 to the December average rate of 4.9530, the exchange rate registered a net change of -0.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.1221 was down 4.64% compared to the 2019 peak of 5.3716, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 25,611 INR
2019 Average 24,351 INR
Yearly Trough Low 19,907 INR
Transaction Impact: A difference of 5,703.77 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.0505
4.0242
JanuMarcMayJulySeptNove

NAD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4901, compared to 4.5518 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0617 points.

H1 Avg (Jan–Jun) 4.4901
H2 Avg (Jul–Dec) 4.5518

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5931 INR (High: 4.7942 / Low: 4.2011). On the other end, February was the most stable month, with a tight range of 0.1509 INR (High: 4.8376 / Low: 4.6867).

March Spread (Volatile) ±0.5931
February Spread (Stable) ±0.1509

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3813 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3813

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 4.9650) against the same month in 2019 (average: 5.0907), the exchange rate shifted by -0.1257 (-2.47%).

2020 Avg (January) 4.9650
2019 Avg (January) 5.0907

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.1221 4.8376 4.9650
February 4.8376 4.6867 4.7812
March 4.7942 4.2011 4.4911
April 4.2643 3.9814 4.1097
May 4.3643 4.0428 4.1665
June 4.5631 4.3200 4.4269
July 4.5419 4.3826 4.4737
August 4.5248 4.2149 4.3010
September 4.5338 4.2104 4.3778
October 4.5911 4.0440 4.4297
November 4.8563 4.5761 4.7757
December 5.0832 4.7845 4.9530