YEARLY HIGH
5.4082 INR
YEARLY LOW
4.6156 INR
YEARLY AVERAGE
5.0054 INR

2021 NAD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 17, valuing the pair at 5.4082. Conversely, the yearly low was recorded on November 28, dropping to 4.6156.

This high-to-low spread represents a total annual volatility of 0.7925 INR. From a start-to-finish perspective, comparing the January average rate of 4.8485 to the December average rate of 4.7416, the exchange rate registered a net change of -2.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.4082 was up 5.58% compared to the 2020 peak of 5.1221, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 27,041 INR
2020 Average 22,603 INR
Yearly Trough Low 23,078 INR
Transaction Impact: A difference of 3,962.59 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.3778
4.6838
JanuMarcMayJulySeptNove

NAD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0550, compared to 4.9559 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0990 points.

H1 Avg (Jan–Jun) 5.0550
H2 Avg (Jul–Dec) 4.9559

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.5799 INR (High: 5.1956 / Low: 4.6156). On the other end, December was the most stable month, with a tight range of 0.1628 INR (High: 4.8281 / Low: 4.6653).

November Spread (Volatile) ±0.5799
December Spread (Stable) ±0.1628

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2199 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2199

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 5.3200) against the same month in 2020 (average: 4.4269), the exchange rate shifted by +0.8930 (+20.17%).

2021 Avg (June) 5.3200
2020 Avg (June) 4.4269

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0061 4.7462 4.8485
February 5.0718 4.8300 4.9441
March 4.9352 4.7128 4.8593
April 5.2971 4.9906 5.1460
May 5.2776 5.0952 5.2118
June 5.4082 5.1841 5.3200
July 5.2253 5.0035 5.1275
August 5.1838 4.8531 5.0457
September 5.1571 4.8918 4.9654
October 5.1883 4.9010 5.0377
November 5.1956 4.6156 4.8178
December 4.8281 4.6653 4.7416