YEARLY HIGH
8.7920 LRD
YEARLY LOW
7.3501 LRD
YEARLY AVERAGE
8.1370 LRD

2014 NAD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 8.7920. Conversely, the yearly low was recorded on March 20, dropping to 7.3501.

This high-to-low spread represents a total annual volatility of 1.4419 LRD. From a start-to-finish perspective, comparing the January average rate of 7.7112 to the December average rate of 7.9588, the exchange rate registered a net change of 3.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 8.7920 was up 1.89% compared to the 2013 peak of 8.6288, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 43,960 LRD
2013 Average 39,804 LRD
Yearly Trough Low 36,751 LRD
Transaction Impact: A difference of 7,209.57 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

8.6891
7.5838
JanuMarcMayJulySeptNove

NAD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.9426, compared to 8.3314 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3889 points.

H1 Avg (Jan–Jun) 7.9426
H2 Avg (Jul–Dec) 8.3314

Volatility Range Comparison

Volatility

The most volatile month in 2014 was June, with a trading range of 0.7717 LRD (High: 8.5412 / Low: 7.7695). On the other end, August was the most stable month, with a tight range of 0.1515 LRD (High: 8.6660 / Low: 8.5145).

June Spread (Volatile) ±0.7717
August Spread (Stable) ±0.1515

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2946 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2946

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 8.5970) against the same month in 2013 (average: 7.5708), the exchange rate shifted by +1.0263 (+13.56%).

2014 Avg (July) 8.5970
2013 Avg (July) 7.5708

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.8946 7.5739 7.7112
February 7.9735 7.6174 7.7877
March 8.1013 7.3501 7.6759
April 8.2346 8.0239 8.0894
May 8.3753 7.8171 8.1410
June 8.5412 7.7695 8.2502
July 8.7920 8.3971 8.5970
August 8.6660 8.5145 8.5925
September 8.5778 8.1188 8.3341
October 8.3938 8.0730 8.2526
November 8.3571 8.1156 8.2534
December 8.3023 7.8315 7.9588