2020 NAD to LRD Historical Review

YEARLY HIGH

13.4985 LRD

YEARLY LOW

10.1184 LRD

YEARLY AVERAGE

11.6735 LRD

2020 NAD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 13.4985. Conversely, the yearly low was recorded on November 19, dropping to 10.1184.

This high-to-low spread represents a total annual volatility of 3.3801 LRD. From a start-to-finish perspective, comparing the January average rate of 13.3360 to the December average rate of 10.8461, the exchange rate registered a net change of -18.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.4985 was down 7.23% compared to the 2019 peak of 14.5505, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 67,493 LRD

2019 Average 64,321 LRD

Yearly Trough Low 50,592 LRD

Transaction Impact: A difference of 16,900.45 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.6021

10.4086

JanuMarcMayJulySeptNove

NAD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9366, compared to 11.4105 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5261 points.

H1 Avg (Jan–Jun) 11.9366

H2 Avg (Jul–Dec) 11.4105

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.8591 LRD (High: 12.8898 / Low: 11.0306). On the other end, January was the most stable month, with a tight range of 0.3622 LRD (High: 13.4985 / Low: 13.1363).

March Spread (Volatile) ±1.8591

January Spread (Stable) ±0.3622

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.2434 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2434

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 13.3360) against the same month in 2019 (average: 11.4631), the exchange rate shifted by +1.8729 (+16.34%).

2020 Avg (January) 13.3360

2019 Avg (January) 11.4631

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.4985	13.1363	13.3360
February	13.2636	12.8360	13.1287
March	12.8898	11.0306	11.9232
April	11.0553	10.3719	10.6798
May	11.4204	10.6026	10.9204
June	11.9876	11.3644	11.6315
July	12.1112	11.6764	11.9032
August	12.0335	11.2705	11.4942
September	12.2535	11.4870	11.8547
October	11.9804	10.9666	11.6901
November	11.2866	10.1184	10.6747
December	11.1799	10.2735	10.8461