2020 NAD to PKR Historical Review

YEARLY HIGH

11.0564 PKR

YEARLY LOW

8.3792 PKR

YEARLY AVERAGE

9.8673 PKR

2020 NAD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 11.0564. Conversely, the yearly low was recorded on April 23, dropping to 8.3792.

This high-to-low spread represents a total annual volatility of 2.6771 PKR. From a start-to-finish perspective, comparing the January average rate of 10.7794 to the December average rate of 10.7777, the exchange rate registered a net change of -0.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.0564 was down 4.50% compared to the 2019 peak of 11.5779, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 55,282 PKR

2019 Average 51,907 PKR

Yearly Trough Low 41,896 PKR

Transaction Impact: A difference of 13,385.75 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.9747

8.6306

JanuMarcMayJulySeptNove

NAD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.6680, compared to 10.0666 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3986 points.

H1 Avg (Jan–Jun) 9.6680

H2 Avg (Jul–Dec) 10.0666

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.0599 PKR (High: 10.0648 / Low: 9.0048). On the other end, July was the most stable month, with a tight range of 0.4254 PKR (High: 10.2027 / Low: 9.7773).

March Spread (Volatile) ±1.0599

July Spread (Stable) ±0.4254

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7747 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7747

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 10.7794) against the same month in 2019 (average: 10.0467), the exchange rate shifted by +0.7327 (+7.29%).

2020 Avg (January) 10.7794

2019 Avg (January) 10.0467

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.0564	10.4499	10.7794
February	10.4538	10.0195	10.3119
March	10.0648	9.0048	9.5372
April	9.2965	8.3792	8.8772
May	9.2567	8.4714	8.8259
June	9.9156	9.3270	9.6762
July	10.2027	9.7773	9.9871
August	10.1226	9.5205	9.6938
September	10.2462	9.5318	9.8848
October	9.9677	9.0480	9.8034
November	10.4860	9.8375	10.2526
December	11.0301	10.3930	10.7777