2022 NAD to PKR Historical Review

YEARLY HIGH

15.2295 PKR

YEARLY LOW

11.0363 PKR

YEARLY AVERAGE

12.5270 PKR

2022 NAD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NAD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 15.2295. Conversely, the yearly low was recorded on January 4, dropping to 11.0363.

This high-to-low spread represents a total annual volatility of 4.1932 PKR. From a start-to-finish perspective, comparing the January average rate of 11.3903 to the December average rate of 13.0644, the exchange rate registered a net change of 14.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 15.2295 was up 26.85% compared to the 2021 peak of 12.0062, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 76,147 PKR

2021 Average 55,094 PKR

Yearly Trough Low 55,181 PKR

Transaction Impact: A difference of 20,966.17 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

13.7684

11.1741

JanuMarcMayJulySeptNove

NAD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.0709, compared to 12.9831 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9122 points.

H1 Avg (Jan–Jun) 12.0709

H2 Avg (Jul–Dec) 12.9831

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 2.5531 PKR (High: 15.2295 / Low: 12.6764). On the other end, February was the most stable month, with a tight range of 0.4781 PKR (High: 11.6976 / Low: 11.2195).

July Spread (Volatile) ±2.5531

February Spread (Stable) ±0.4781

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.9256 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.9256

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2022: 13.5522) against the same month in 2021 (average: 11.0074), the exchange rate shifted by +2.5448 (+23.12%).

2022 Avg (July) 13.5522

2021 Avg (July) 11.0074

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6947	11.0363	11.3903
February	11.6976	11.2195	11.5303
March	12.5642	11.3097	11.9947
April	12.6977	11.5987	12.3391
May	12.8606	11.5127	12.1928
June	13.2841	12.6914	12.9783
July	15.2295	12.6764	13.5522
August	14.4342	12.6847	13.2194
September	13.7343	12.5873	13.1402
October	12.6969	11.9120	12.2146
November	13.2322	12.0589	12.7076
December	13.3186	12.7342	13.0644