2020 NAD to PLN Historical Review

YEARLY HIGH

0.2714 PLN

YEARLY LOW

0.2105 PLN

YEARLY AVERAGE

0.2376 PLN

2020 NAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.2714. Conversely, the yearly low was recorded on October 7, dropping to 0.2105.

This high-to-low spread represents a total annual volatility of 0.0609 PLN. From a start-to-finish perspective, comparing the January average rate of 0.2665 to the December average rate of 0.2473, the exchange rate registered a net change of -7.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2714 was down 3.47% compared to the 2019 peak of 0.2812, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,357 PLN

2019 Average 1,327 PLN

Yearly Trough Low 1,052 PLN

Transaction Impact: A difference of 304.63 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2717

0.2095

JanuMarcMayJulySeptNove

NAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2424, compared to 0.2327 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0097 points.

H1 Avg (Jan–Jun) 0.2424

H2 Avg (Jul–Dec) 0.2327

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.0335 PLN (High: 0.2439 / Low: 0.2105). On the other end, January was the most stable month, with a tight range of 0.0094 PLN (High: 0.2714 / Low: 0.2620).

October Spread (Volatile) ±0.0335

January Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0204 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0204

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.2665) against the same month in 2019 (average: 0.2706), the exchange rate shifted by -0.0041 (-1.51%).

2020 Avg (January) 0.2665

2019 Avg (January) 0.2706

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2714	0.2620	0.2665
February	0.2652	0.2552	0.2619
March	0.2544	0.2295	0.2414
April	0.2344	0.2204	0.2255
May	0.2341	0.2229	0.2283
June	0.2381	0.2257	0.2308
July	0.2363	0.2233	0.2319
August	0.2263	0.2112	0.2146
September	0.2318	0.2122	0.2261
October	0.2439	0.2105	0.2322
November	0.2481	0.2386	0.2441
December	0.2537	0.2400	0.2473