YEARLY HIGH
0.2333 PLN
YEARLY LOW
0.2158 PLN
YEARLY AVERAGE
0.2235 PLN

2026 NAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 12, valuing the pair at 0.2333. Conversely, the yearly low was recorded on April 7, dropping to 0.2158.

This high-to-low spread represents a total annual volatility of 0.0175 PLN. From a start-to-finish perspective, comparing the January average rate of 0.2200 to the December average rate of 0.2266, the exchange rate registered a net change of 2.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2333 was up 4.91% compared to the 2025 peak of 0.2224, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,167 PLN
2025 Average 1,050 PLN
Yearly Trough Low 1,079 PLN
Transaction Impact: A difference of 87.54 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2312
0.2186
JanuMarcMayJuly

NAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2219, compared to 0.2283 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0064 points.

H1 Avg (Jan–Jun) 0.2219
H2 Avg (Jul–Dec) 0.2283

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0116 PLN (High: 0.2277 / Low: 0.2161). On the other end, August was the most stable month, with a tight range of 0.0003 PLN (High: 0.2267 / Low: 0.2264).

March Spread (Volatile) ±0.0116
August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0036 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.2301) against the same month in 2025 (average: 0.2053), the exchange rate shifted by +0.0249 (+12.11%).

2026 Avg (July) 0.2301
2025 Avg (July) 0.2053

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2228 0.2166 0.2200
February 0.2252 0.2202 0.2228
March 0.2277 0.2161 0.2211
April 0.2225 0.2158 0.2196
May 0.2234 0.2174 0.2220
June 0.2296 0.2226 0.2261
July 0.2333 0.2255 0.2301
August 0.2267 0.2264 0.2266