2014 NAD to SVC Historical Review

YEARLY HIGH

0.8479 SVC

YEARLY LOW

0.7471 SVC

YEARLY AVERAGE

0.8072 SVC

2014 NAD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on May 14, valuing the pair at 0.8479. Conversely, the yearly low was recorded on December 16, dropping to 0.7471.

This high-to-low spread represents a total annual volatility of 0.1008 SVC. From a start-to-finish perspective, comparing the January average rate of 0.8063 to the December average rate of 0.7617, the exchange rate registered a net change of -5.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.8479 was down 17.89% compared to the 2013 peak of 1.0326, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 4,239 SVC

2013 Average 4,548 SVC

Yearly Trough Low 3,736 SVC

Transaction Impact: A difference of 503.76 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.8483

0.7538

JanuMarcMayJulySeptNove

NAD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8179, compared to 0.7965 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0214 points.

H1 Avg (Jan–Jun) 0.8179

H2 Avg (Jul–Dec) 0.7965

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0506 SVC (High: 0.8320 / Low: 0.7815). On the other end, August was the most stable month, with a tight range of 0.0134 SVC (High: 0.8279 / Low: 0.8144).

January Spread (Volatile) ±0.0506

August Spread (Stable) ±0.0134

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0271 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0271

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.8404) against the same month in 2013 (average: 0.9402), the exchange rate shifted by -0.0998 (-10.62%).

2014 Avg (May) 0.8404

2013 Avg (May) 0.9402

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8320	0.7815	0.8063
February	0.8154	0.7815	0.7967
March	0.8291	0.8040	0.8144
April	0.8391	0.8212	0.8296
May	0.8479	0.8301	0.8404
June	0.8296	0.8106	0.8202
July	0.8324	0.8118	0.8208
August	0.8279	0.8144	0.8208
September	0.8213	0.7791	0.7979
October	0.8027	0.7750	0.7893
November	0.7994	0.7752	0.7887
December	0.7941	0.7471	0.7617