2020 NAD to SVC Historical Review

YEARLY HIGH

0.6246 SVC

YEARLY LOW

0.4582 SVC

YEARLY AVERAGE

0.5343 SVC

2020 NAD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.6246. Conversely, the yearly low was recorded on April 23, dropping to 0.4582.

This high-to-low spread represents a total annual volatility of 0.1663 SVC. From a start-to-finish perspective, comparing the January average rate of 0.6096 to the December average rate of 0.5884, the exchange rate registered a net change of -3.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6246 was down 5.07% compared to the 2019 peak of 0.6579, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 3,123 SVC

2019 Average 3,026 SVC

Yearly Trough Low 2,291 SVC

Transaction Impact: A difference of 831.60 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6234

0.4578

JanuMarcMayJulySeptNove

NAD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5309, compared to 0.5377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0068 points.

H1 Avg (Jan–Jun) 0.5309

H2 Avg (Jul–Dec) 0.5377

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0837 SVC (High: 0.5711 / Low: 0.4874). On the other end, July was the most stable month, with a tight range of 0.0191 SVC (High: 0.5315 / Low: 0.5124).

March Spread (Volatile) ±0.0837

July Spread (Stable) ±0.0191

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0571 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0571

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.6096) against the same month in 2019 (average: 0.6303), the exchange rate shifted by -0.0206 (-3.27%).

2020 Avg (January) 0.6096

2019 Avg (January) 0.6303

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6246	0.5919	0.6096
February	0.5923	0.5680	0.5844
March	0.5711	0.4874	0.5274
April	0.4893	0.4582	0.4716
May	0.5029	0.4676	0.4814
June	0.5273	0.5004	0.5112
July	0.5315	0.5124	0.5226
August	0.5286	0.4946	0.5046
September	0.5394	0.5041	0.5210
October	0.5416	0.4829	0.5268
November	0.5734	0.5364	0.5630
December	0.6014	0.5700	0.5884