2020 NAD to TZS Historical Review

YEARLY HIGH

164.0186 TZS

YEARLY LOW

121.1772 TZS

YEARLY AVERAGE

141.3712 TZS

2020 NAD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 164.0186. Conversely, the yearly low was recorded on April 23, dropping to 121.1772.

This high-to-low spread represents a total annual volatility of 42.8413 TZS. From a start-to-finish perspective, comparing the January average rate of 160.4938 to the December average rate of 155.9447, the exchange rate registered a net change of -2.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 164.0186 was down 5.61% compared to the 2019 peak of 173.7696, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 820,093 TZS

2019 Average 798,089 TZS

Yearly Trough Low 605,886 TZS

Transaction Impact: A difference of 214,206.66 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

164.0728

121.1246

JanuMarcMayJulySeptNove

NAD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 140.1604, compared to 142.5821 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.4217 points.

H1 Avg (Jan–Jun) 140.1604

H2 Avg (Jul–Dec) 142.5821

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 21.6426 TZS (High: 150.3724 / Low: 128.7299). On the other end, July was the most stable month, with a tight range of 5.4417 TZS (High: 141.2515 / Low: 135.8098).

March Spread (Volatile) ±21.6426

July Spread (Stable) ±5.4417

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 15.2926 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -15.2926

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 160.4938) against the same month in 2019 (average: 166.1327), the exchange rate shifted by -5.6389 (-3.39%).

2020 Avg (January) 160.4938

2019 Avg (January) 166.1327

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	164.0186	156.2043	160.4938
February	156.3787	149.2792	154.2374
March	150.3724	128.7299	138.9448
April	129.1882	121.1772	124.7036
May	133.0117	123.6504	127.2787
June	139.4937	132.3327	135.3040
July	141.2515	135.8098	138.5968
August	140.4609	131.4160	133.9402
September	142.9759	133.6590	138.1346
October	143.5382	128.0467	139.6705
November	151.9625	142.1588	149.2055
December	159.4152	151.0625	155.9447