YEARLY HIGH
163.4549 TZS
YEARLY LOW
149.1260 TZS
YEARLY AVERAGE
158.6157 TZS

2026 NAD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 12, valuing the pair at 163.4549. Conversely, the yearly low was recorded on January 1, dropping to 149.1260.

This high-to-low spread represents a total annual volatility of 14.3289 TZS. From a start-to-finish perspective, comparing the January average rate of 154.4105 to the December average rate of 160.7554, the exchange rate registered a net change of 4.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 163.4549 was up 8.27% compared to the 2025 peak of 150.9728, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 817,275 TZS
2025 Average 716,115 TZS
Yearly Trough Low 745,630 TZS
Transaction Impact: A difference of 71,644.59 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

161.9924
153.7212
JanuMarcMayJuly

NAD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 157.9936, compared to 160.4818 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.4882 points.

H1 Avg (Jan–Jun) 157.9936
H2 Avg (Jul–Dec) 160.4818

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 13.4654 TZS (High: 162.5914 / Low: 149.1260). On the other end, August was the most stable month, with a tight range of 1.6232 TZS (High: 161.7702 / Low: 160.1470).

January Spread (Volatile) ±13.4654
August Spread (Stable) ±1.6232

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 6.6923 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -6.6923

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 161.3031) against the same month in 2025 (average: 139.9331), the exchange rate shifted by +21.3700 (+15.27%).

2026 Avg (February) 161.3031
2025 Avg (February) 139.9331

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 162.5914 149.1260 154.4105
February 163.4549 159.7729 161.3031
March 161.4070 150.2081 154.6108
April 159.5337 152.8474 157.0190
May 161.8635 156.3625 160.2844
June 162.4065 158.0108 160.3339
July 161.9003 156.9497 160.2081
August 161.7702 160.1470 160.7554