2020 NAD to XDR Historical Review

YEARLY HIGH

0.0517 XDR

YEARLY LOW

0.0385 XDR

YEARLY AVERAGE

0.0438 XDR

2020 NAD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0517. Conversely, the yearly low was recorded on April 23, dropping to 0.0385.

This high-to-low spread represents a total annual volatility of 0.0132 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0505 to the December average rate of 0.0467, the exchange rate registered a net change of -7.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0517 was down 3.75% compared to the 2019 peak of 0.0537, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 258 XDR

2019 Average 250 XDR

Yearly Trough Low 192 XDR

Transaction Impact: A difference of 66.01 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0516

0.0384

JanuMarcMayJulySeptNove

NAD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0442, compared to 0.0434 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0442

H2 Avg (Jul–Dec) 0.0434

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0066 XDR (High: 0.0473 / Low: 0.0407). On the other end, July was the most stable month, with a tight range of 0.0012 XDR (High: 0.0436 / Low: 0.0424).

March Spread (Volatile) ±0.0066

July Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0048 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0048

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0505) against the same month in 2019 (average: 0.0516), the exchange rate shifted by -0.0011 (-2.10%).

2020 Avg (January) 0.0505

2019 Avg (January) 0.0516

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0517	0.0492	0.0505
February	0.0493	0.0473	0.0488
March	0.0473	0.0407	0.0439
April	0.0409	0.0385	0.0395
May	0.0421	0.0391	0.0403
June	0.0436	0.0417	0.0424
July	0.0436	0.0424	0.0430
August	0.0428	0.0401	0.0409
September	0.0435	0.0405	0.0422
October	0.0437	0.0391	0.0426
November	0.0460	0.0434	0.0453
December	0.0477	0.0456	0.0467