2025 NAD to XDR Historical Review

YEARLY HIGH

0.0430 XDR

YEARLY LOW

0.0371 XDR

YEARLY AVERAGE

0.0403 XDR

2025 NAD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 3, valuing the pair at 0.0430. Conversely, the yearly low was recorded on April 14, dropping to 0.0371.

This high-to-low spread represents a total annual volatility of 0.0059 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0410 to the December average rate of 0.0414, the exchange rate registered a net change of 0.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0430 was down 0.10% compared to the 2024 peak of 0.0431, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 215 XDR

2024 Average 206 XDR

Yearly Trough Low 186 XDR

Transaction Impact: A difference of 29.40 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0417

0.0384

JanuMarcMayJulySeptNove

NAD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0403, compared to 0.0404 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0403

H2 Avg (Jul–Dec) 0.0404

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0045 XDR (High: 0.0430 / Low: 0.0385). On the other end, September was the most stable month, with a tight range of 0.0009 XDR (High: 0.0403 / Low: 0.0393).

July Spread (Volatile) ±0.0045

September Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0026 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.0398) against the same month in 2024 (average: 0.0415), the exchange rate shifted by -0.0017 (-4.00%).

2025 Avg (July) 0.0398

2024 Avg (July) 0.0415

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0419	0.0402	0.0410
February	0.0418	0.0406	0.0414
March	0.0420	0.0407	0.0413
April	0.0409	0.0371	0.0387
May	0.0422	0.0386	0.0397
June	0.0426	0.0390	0.0399
July	0.0430	0.0385	0.0398
August	0.0401	0.0383	0.0395
September	0.0403	0.0393	0.0399
October	0.0411	0.0400	0.0405
November	0.0428	0.0407	0.0411
December	0.0420	0.0410	0.0414