YEARLY HIGH
7.6326 XPF
YEARLY LOW
5.5985 XPF
YEARLY AVERAGE
6.3874 XPF

2020 NAD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 7.6326. Conversely, the yearly low was recorded on October 5, dropping to 5.5985.

This high-to-low spread represents a total annual volatility of 2.0341 XPF. From a start-to-finish perspective, comparing the January average rate of 7.4867 to the December average rate of 6.5914, the exchange rate registered a net change of -11.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.6326 was down 2.52% compared to the 2019 peak of 7.8300, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 38,163 XPF
2019 Average 36,855 XPF
Yearly Trough Low 27,993 XPF
Transaction Impact: A difference of 10,170.34 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.6536
5.6503
JanuMarcMayJulySeptNove

NAD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.5677, compared to 6.2071 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3605 points.

H1 Avg (Jan–Jun) 6.5677
H2 Avg (Jul–Dec) 6.2071

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.9842 XPF (High: 7.0120 / Low: 6.0278). On the other end, July was the most stable month, with a tight range of 0.2246 XPF (High: 6.2923 / Low: 6.0677).

March Spread (Volatile) ±0.9842
July Spread (Stable) ±0.2246

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.8067 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.8067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 7.4867) against the same month in 2019 (average: 7.5280), the exchange rate shifted by -0.0413 (-0.55%).

2020 Avg (January) 7.4867
2019 Avg (January) 7.5280

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.6326 7.2770 7.4867
February 7.4196 7.0266 7.3014
March 7.0120 6.0278 6.4947
April 6.1260 5.8016 5.9199
May 6.2289 5.8015 6.0081
June 6.3493 6.1062 6.1952
July 6.2923 6.0677 6.2198
August 6.1178 5.7322 5.8173
September 6.2063 5.7688 6.0279
October 6.2855 5.5985 6.1057
November 6.5991 6.2847 6.4808
December 6.7183 6.4383 6.5914