YEARLY HIGH
7.3261 XPF
YEARLY LOW
6.3354 XPF
YEARLY AVERAGE
6.8300 XPF

2021 NAD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 18, valuing the pair at 7.3261. Conversely, the yearly low was recorded on January 11, dropping to 6.3354.

This high-to-low spread represents a total annual volatility of 0.9907 XPF. From a start-to-finish perspective, comparing the January average rate of 6.5045 to the December average rate of 6.6369, the exchange rate registered a net change of 2.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 7.3261 was down 4.02% compared to the 2020 peak of 7.6326, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 36,630 XPF
2020 Average 31,925 XPF
Yearly Trough Low 31,677 XPF
Transaction Impact: A difference of 4,953.70 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

7.2317
6.4384
JanuMarcMayJulySeptNove

NAD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.8254, compared to 6.8345 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0090 points.

H1 Avg (Jan–Jun) 6.8254
H2 Avg (Jul–Dec) 6.8345

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.6672 XPF (High: 7.1662 / Low: 6.4990). On the other end, April was the most stable month, with a tight range of 0.1651 XPF (High: 6.9617 / Low: 6.7966).

November Spread (Volatile) ±0.6672
April Spread (Stable) ±0.1651

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2235 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2235

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 7.1656) against the same month in 2020 (average: 6.1952), the exchange rate shifted by +0.9703 (+15.66%).

2021 Avg (June) 7.1656
2020 Avg (June) 6.1952

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.6941 6.3354 6.5045
February 6.8031 6.5616 6.6980
March 6.8839 6.4713 6.6961
April 6.9617 6.7966 6.8926
May 7.1080 6.8485 6.9959
June 7.3261 6.9976 7.1656
July 7.0442 6.7622 6.9421
August 7.1116 6.6616 6.9024
September 7.0791 6.7293 6.8395
October 7.1137 6.7557 6.9184
November 7.1662 6.4990 6.7676
December 6.7823 6.5204 6.6369