2014 NAD to YER Historical Review

YEARLY HIGH

20.8397 YER

YEARLY LOW

18.3966 YER

YEARLY AVERAGE

19.8332 YER

2014 NAD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 20.8397. Conversely, the yearly low was recorded on December 15, dropping to 18.3966.

This high-to-low spread represents a total annual volatility of 2.4431 YER. From a start-to-finish perspective, comparing the January average rate of 19.8132 to the December average rate of 18.7009, the exchange rate registered a net change of -5.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 20.8397 was down 17.91% compared to the 2013 peak of 25.3861, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 104,199 YER

2013 Average 111,796 YER

Yearly Trough Low 91,983 YER

Transaction Impact: A difference of 12,215.61 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

20.8473

18.5058

JanuMarcMayJulySeptNove

NAD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.1005, compared to 19.5660 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5344 points.

H1 Avg (Jan–Jun) 20.1005

H2 Avg (Jul–Dec) 19.5660

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 1.2473 YER (High: 20.4313 / Low: 19.1840). On the other end, August was the most stable month, with a tight range of 0.3421 YER (High: 20.3459 / Low: 20.0038).

January Spread (Volatile) ±1.2473

August Spread (Stable) ±0.3421

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.6917 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6917

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 20.6522) against the same month in 2013 (average: 23.0944), the exchange rate shifted by -2.4422 (-10.57%).

2014 Avg (May) 20.6522

2013 Avg (May) 23.0944

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.4313	19.1840	19.8132
February	20.0459	19.1598	19.5865
March	20.3720	19.7594	20.0172
April	20.6294	20.1193	20.3745
May	20.8397	20.4289	20.6522
June	20.3860	19.9129	20.1591
July	20.4397	19.9537	20.1654
August	20.3459	20.0038	20.1582
September	20.1526	19.0833	19.5841
October	19.7165	18.9723	19.3948
November	19.6378	19.0706	19.3926
December	19.5097	18.3966	18.7009