2020 NAD to YER Historical Review

YEARLY HIGH

17.8694 YER

YEARLY LOW

13.1116 YER

YEARLY AVERAGE

15.2882 YER

2020 NAD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 17.8694. Conversely, the yearly low was recorded on April 23, dropping to 13.1116.

This high-to-low spread represents a total annual volatility of 4.7578 YER. From a start-to-finish perspective, comparing the January average rate of 17.4395 to the December average rate of 16.8304, the exchange rate registered a net change of -3.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 17.8694 was down 5.04% compared to the 2019 peak of 18.8177, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 89,347 YER

2019 Average 86,586 YER

Yearly Trough Low 65,558 YER

Transaction Impact: A difference of 23,788.98 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

17.8338

13.1024

JanuMarcMayJulySeptNove

NAD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.1920, compared to 15.3844 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1924 points.

H1 Avg (Jan–Jun) 15.1920

H2 Avg (Jul–Dec) 15.3844

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.3836 YER (High: 16.3307 / Low: 13.9471). On the other end, July was the most stable month, with a tight range of 0.5435 YER (High: 15.2096 / Low: 14.6661).

March Spread (Volatile) ±2.3836

July Spread (Stable) ±0.5435

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.6282 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.6282

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 17.4395) against the same month in 2019 (average: 18.0337), the exchange rate shifted by -0.5942 (-3.30%).

2020 Avg (January) 17.4395

2019 Avg (January) 18.0337

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.8694	16.9384	17.4395
February	16.9499	16.2565	16.7205
March	16.3307	13.9471	15.0923
April	13.9782	13.1116	13.4967
May	14.3948	13.3779	13.7765
June	15.0904	14.3192	14.6268
July	15.2096	14.6661	14.9511
August	15.1178	14.1549	14.4374
September	15.4221	14.4294	14.9061
October	15.4920	13.8304	15.0739
November	16.4040	15.3495	16.1077
December	17.2121	16.3041	16.8304