2012 NGN to SGD Historical Review

YEARLY HIGH

0.0081 SGD

YEARLY LOW

0.0077 SGD

YEARLY AVERAGE

0.0079 SGD

2012 NGN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NGN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0081. Conversely, the yearly low was recorded on August 7, dropping to 0.0077.

This high-to-low spread represents a total annual volatility of 0.0004 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0079 to the December average rate of 0.0078, the exchange rate registered a net change of -2.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0081 was down 5.12% compared to the 2011 peak of 0.0085, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 8,073 SGD

2011 Average 8,065 SGD

Yearly Trough Low 7,672 SGD

Transaction Impact: A difference of 400.96 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0080

0.0077

JanuMarcMayJulySeptNove

NGN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0079, compared to 0.0078 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0079

H2 Avg (Jul–Dec) 0.0078

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0003 SGD (High: 0.0080 / Low: 0.0077). On the other end, November was the most stable month, with a tight range of 0.0001 SGD (High: 0.0078 / Low: 0.0077).

August Spread (Volatile) ±0.0003

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0001 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0079) against the same month in 2011 (average: 0.0084), the exchange rate shifted by -0.0005 (-5.94%).

2012 Avg (January) 0.0079

2011 Avg (January) 0.0084

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0081	0.0078	0.0079
February	0.0080	0.0078	0.0079
March	0.0080	0.0079	0.0080
April	0.0080	0.0079	0.0079
May	0.0081	0.0078	0.0080
June	0.0081	0.0078	0.0079
July	0.0079	0.0077	0.0078
August	0.0080	0.0077	0.0079
September	0.0079	0.0077	0.0078
October	0.0079	0.0077	0.0078
November	0.0078	0.0077	0.0078
December	0.0078	0.0077	0.0078