2015 NGN to SGD Historical Review

YEARLY HIGH

0.0074 SGD

YEARLY LOW

0.0066 SGD

YEARLY AVERAGE

0.0069 SGD

2015 NGN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NGN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.0074. Conversely, the yearly low was recorded on February 15, dropping to 0.0066.

This high-to-low spread represents a total annual volatility of 0.0008 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0072 to the December average rate of 0.0071, the exchange rate registered a net change of -1.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0074 was down 7.28% compared to the 2014 peak of 0.0080, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 7,432 SGD

2014 Average 7,679 SGD

Yearly Trough Low 6,631 SGD

Transaction Impact: A difference of 800.54 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0072

0.0067

JanuMarcMayJulySeptNove

NGN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0069, compared to 0.0070 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0069

H2 Avg (Jul–Dec) 0.0070

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0005 SGD (High: 0.0071 / Low: 0.0066). On the other end, December was the most stable month, with a tight range of 0.0001 SGD (High: 0.0071 / Low: 0.0070).

February Spread (Volatile) ±0.0005

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0072) against the same month in 2014 (average: 0.0079), the exchange rate shifted by -0.0008 (-9.53%).

2015 Avg (January) 0.0072

2014 Avg (January) 0.0079

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0074	0.0070	0.0072
February	0.0071	0.0066	0.0068
March	0.0070	0.0067	0.0069
April	0.0069	0.0066	0.0068
May	0.0068	0.0066	0.0067
June	0.0068	0.0067	0.0068
July	0.0069	0.0068	0.0068
August	0.0071	0.0069	0.0070
September	0.0072	0.0070	0.0071
October	0.0072	0.0069	0.0070
November	0.0072	0.0070	0.0071
December	0.0071	0.0070	0.0071