YEARLY HIGH
0.0126 ZAR
YEARLY LOW
0.0110 ZAR
YEARLY AVERAGE
0.0118 ZAR

2025 NGN to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NGN to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 7, valuing the pair at 0.0126. Conversely, the yearly low was recorded on February 5, dropping to 0.0110.

This high-to-low spread represents a total annual volatility of 0.0016 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.0121 to the December average rate of 0.0116, the exchange rate registered a net change of -4.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0126 was down 43.10% compared to the 2024 peak of 0.0222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 12,645 ZAR
2024 Average 12,901 ZAR
Yearly Trough Low 11,046 ZAR
Transaction Impact: A difference of 1,599.56 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0122
0.0113
JanuMarcMayJulySeptNove

NGN to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0118, compared to 0.0117 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0118
H2 Avg (Jul–Dec) 0.0117

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0014 ZAR (High: 0.0124 / Low: 0.0110). On the other end, September was the most stable month, with a tight range of 0.0002 ZAR (High: 0.0117 / Low: 0.0115).

February Spread (Volatile) ±0.0014
September Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.0120) against the same month in 2024 (average: 0.0148), the exchange rate shifted by -0.0028 (-19.04%).

2025 Avg (April) 0.0120
2024 Avg (April) 0.0148

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0123 0.0118 0.0121
February 0.0124 0.0110 0.0121
March 0.0124 0.0117 0.0120
April 0.0126 0.0115 0.0120
May 0.0116 0.0112 0.0113
June 0.0117 0.0113 0.0115
July 0.0119 0.0114 0.0116
August 0.0119 0.0114 0.0116
September 0.0117 0.0115 0.0116
October 0.0120 0.0116 0.0118
November 0.0121 0.0118 0.0119
December 0.0118 0.0114 0.0116