2026 NGN to ZAR Historical Review

YEARLY HIGH

0.0126 ZAR

YEARLY LOW

0.0113 ZAR

YEARLY AVERAGE

0.0120 ZAR

2026 NGN to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.0126. Conversely, the yearly low was recorded on January 28, dropping to 0.0113.

This high-to-low spread represents a total annual volatility of 0.0013 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.0115 to the December average rate of 0.0121, the exchange rate registered a net change of 5.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0126 was down 0.25% compared to the 2025 peak of 0.0126, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 12,614 ZAR

2025 Average 11,749 ZAR

Yearly Trough Low 11,278 ZAR

Transaction Impact: A difference of 1,336.20 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0122

0.0114

JanuMarcMayJuly

NGN to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0119, compared to 0.0121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0119

H2 Avg (Jul–Dec) 0.0121

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0010 ZAR (High: 0.0126 / Low: 0.0117). On the other end, August was the most stable month, with a tight range of 0.0001 ZAR (High: 0.0122 / Low: 0.0121).

March Spread (Volatile) ±0.0010

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0122) against the same month in 2025 (average: 0.0120), the exchange rate shifted by +0.0002 (+1.63%).

2026 Avg (March) 0.0122

2025 Avg (March) 0.0120

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0116	0.0113	0.0115
February	0.0120	0.0115	0.0118
March	0.0126	0.0117	0.0122
April	0.0123	0.0119	0.0122
May	0.0121	0.0118	0.0119
June	0.0123	0.0118	0.0120
July	0.0123	0.0118	0.0120
August	0.0122	0.0121	0.0121