YEARLY HIGH
45.6955 NGN
YEARLY LOW
39.0399 NGN
YEARLY AVERAGE
41.3960 NGN

2025 NIO to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NIO to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 45.6955. Conversely, the yearly low was recorded on November 8, dropping to 39.0399.

This high-to-low spread represents a total annual volatility of 6.6556 NGN. From a start-to-finish perspective, comparing the January average rate of 42.1735 to the December average rate of 39.4907, the exchange rate registered a net change of -6.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 45.6955 was down 1.02% compared to the 2024 peak of 46.1687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 228,478 NGN
2024 Average 199,788 NGN
Yearly Trough Low 195,200 NGN
Transaction Impact: A difference of 33,277.95 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

43.8123
38.8827
JanuMarcMayJulySeptNove

NIO to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 42.3163, compared to 40.4756 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8407 points.

H1 Avg (Jan–Jun) 42.3163
H2 Avg (Jul–Dec) 40.4756

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 5.1566 NGN (High: 45.6955 / Low: 40.5389). On the other end, July was the most stable month, with a tight range of 0.2531 NGN (High: 41.7294 / Low: 41.4764).

February Spread (Volatile) ±5.1566
July Spread (Stable) ±0.2531

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.1961 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.1961

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 41.5848) against the same month in 2024 (average: 37.4002), the exchange rate shifted by +4.1846 (+11.19%).

2025 Avg (February) 41.5848
2024 Avg (February) 37.4002

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 42.4101 41.9382 42.1735
February 45.6955 40.5389 41.5848
March 42.2521 40.7605 41.5378
April 43.7669 40.7338 42.9948
May 43.6187 43.0261 43.4015
June 43.1241 41.8167 42.2054
July 41.7294 41.4764 41.6151
August 41.8020 41.4245 41.6889
September 41.8411 40.4104 40.9148
October 40.4569 39.2832 39.8508
November 39.5442 39.0399 39.2935
December 39.7674 39.2701 39.4907