2026 NIO to NGN Historical Review

YEARLY HIGH

39.2816 NGN

YEARLY LOW

36.4357 NGN

YEARLY AVERAGE

37.3809 NGN

2026 NIO to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NIO to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 39.2816. Conversely, the yearly low was recorded on April 16, dropping to 36.4357.

This high-to-low spread represents a total annual volatility of 2.8459 NGN. From a start-to-finish perspective, comparing the January average rate of 38.6175 to the December average rate of 37.0421, the exchange rate registered a net change of -4.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 39.2816 was down 14.04% compared to the 2025 peak of 45.6955, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 196,408 NGN

2025 Average 206,974 NGN

Yearly Trough Low 182,179 NGN

Transaction Impact: A difference of 14,229.31 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

38.7851

36.7748

JanuMarcMayJuly

NIO to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.4430, compared to 37.1947 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2483 points.

H1 Avg (Jan–Jun) 37.4430

H2 Avg (Jul–Dec) 37.1947

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.5608 NGN (High: 39.2816 / Low: 37.7208). On the other end, August was the most stable month, with a tight range of 0.1199 NGN (High: 37.0851 / Low: 36.9652).

January Spread (Volatile) ±1.5608

August Spread (Stable) ±0.1199

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.6753 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.6753

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 38.6175) against the same month in 2025 (average: 42.1735), the exchange rate shifted by -3.5559 (-8.43%).

2026 Avg (January) 38.6175

2025 Avg (January) 42.1735

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.2816	37.7208	38.6175
February	37.8369	36.4573	36.9423
March	38.0296	36.8224	37.4791
April	37.6030	36.4357	37.0296
May	37.5089	37.3372	37.4247
June	37.5349	36.9147	37.1647
July	37.5865	37.0638	37.3472
August	37.0851	36.9652	37.0421