2020 NIO to NZD Historical Review

YEARLY HIGH

0.0525 NZD

YEARLY LOW

0.0397 NZD

YEARLY AVERAGE

0.0448 NZD

2020 NIO to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NIO to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.0525. Conversely, the yearly low was recorded on December 30, dropping to 0.0397.

This high-to-low spread represents a total annual volatility of 0.0128 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0446 to the December average rate of 0.0404, the exchange rate registered a net change of -9.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0525 was up 9.83% compared to the 2019 peak of 0.0478, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 262 NZD

2019 Average 228 NZD

Yearly Trough Low 199 NZD

Transaction Impact: A difference of 63.76 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0496

0.0396

JanuMarcMayJulySeptNove

NIO to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0470, compared to 0.0427 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 0.0470

H2 Avg (Jul–Dec) 0.0427

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0065 NZD (High: 0.0525 / Low: 0.0460). On the other end, October was the most stable month, with a tight range of 0.0008 NZD (High: 0.0438 / Low: 0.0429).

March Spread (Volatile) ±0.0065

October Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0488) against the same month in 2019 (average: 0.0446), the exchange rate shifted by +0.0042 (+9.39%).

2020 Avg (March) 0.0488

2019 Avg (March) 0.0446

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0453	0.0438	0.0446
February	0.0469	0.0453	0.0460
March	0.0525	0.0460	0.0488
April	0.0504	0.0473	0.0488
May	0.0496	0.0474	0.0483
June	0.0469	0.0445	0.0454
July	0.0451	0.0431	0.0439
August	0.0440	0.0425	0.0436
September	0.0441	0.0424	0.0432
October	0.0438	0.0429	0.0433
November	0.0437	0.0408	0.0417
December	0.0409	0.0397	0.0404