2021 NIO to NZD Historical Review

YEARLY HIGH

0.0421 NZD

YEARLY LOW

0.0385 NZD

YEARLY AVERAGE

0.0403 NZD

2021 NIO to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NIO to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.0421. Conversely, the yearly low was recorded on February 24, dropping to 0.0385.

This high-to-low spread represents a total annual volatility of 0.0037 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0398 to the December average rate of 0.0417, the exchange rate registered a net change of 4.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0421 was down 19.77% compared to the 2020 peak of 0.0525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 211 NZD

2020 Average 224 NZD

Yearly Trough Low 192 NZD

Transaction Impact: A difference of 18.27 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0419

0.0392

JanuMarcMayJulySeptNove

NIO to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0399, compared to 0.0407 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0399

H2 Avg (Jul–Dec) 0.0407

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0021 NZD (High: 0.0416 / Low: 0.0396). On the other end, December was the most stable month, with a tight range of 0.0008 NZD (High: 0.0421 / Low: 0.0413).

November Spread (Volatile) ±0.0021

December Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0417) against the same month in 2020 (average: 0.0404), the exchange rate shifted by +0.0013 (+3.19%).

2021 Avg (December) 0.0417

2020 Avg (December) 0.0404

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0405	0.0393	0.0398
February	0.0400	0.0385	0.0395
March	0.0410	0.0392	0.0401
April	0.0408	0.0393	0.0401
May	0.0399	0.0390	0.0394
June	0.0411	0.0392	0.0401
July	0.0414	0.0405	0.0408
August	0.0418	0.0403	0.0408
September	0.0414	0.0398	0.0403
October	0.0411	0.0395	0.0403
November	0.0416	0.0396	0.0405
December	0.0421	0.0413	0.0417