2014 NIO to SGD Historical Review

YEARLY HIGH

0.0504 SGD

YEARLY LOW

0.0475 SGD

YEARLY AVERAGE

0.0488 SGD

2014 NIO to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NIO to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 0.0504. Conversely, the yearly low was recorded on September 4, dropping to 0.0475.

This high-to-low spread represents a total annual volatility of 0.0029 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0501 to the December average rate of 0.0497, the exchange rate registered a net change of -0.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0504 was down 4.13% compared to the 2013 peak of 0.0526, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 252 SGD

2013 Average 254 SGD

Yearly Trough Low 238 SGD

Transaction Impact: A difference of 14.57 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0503

0.0476

JanuMarcMayJulySeptNove

NIO to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0492, compared to 0.0484 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0492

H2 Avg (Jul–Dec) 0.0484

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0015 SGD (High: 0.0490 / Low: 0.0475). On the other end, May was the most stable month, with a tight range of 0.0003 SGD (High: 0.0487 / Low: 0.0484).

September Spread (Volatile) ±0.0015

May Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0008 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0501) against the same month in 2013 (average: 0.0508), the exchange rate shifted by -0.0007 (-1.41%).

2014 Avg (January) 0.0501

2013 Avg (January) 0.0508

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0504	0.0496	0.0501
February	0.0501	0.0492	0.0497
March	0.0501	0.0489	0.0496
April	0.0492	0.0485	0.0488
May	0.0487	0.0484	0.0486
June	0.0487	0.0480	0.0483
July	0.0480	0.0476	0.0478
August	0.0481	0.0476	0.0479
September	0.0490	0.0475	0.0482
October	0.0490	0.0477	0.0482
November	0.0491	0.0483	0.0488
December	0.0501	0.0491	0.0497